Blog

Offset mortgages come into their own

Wednesday, September 7, 2016

The recent cut in the Bank of England base rate may have come as welcome news for many mortgage holders, but for savers it has been yet another hit on their returns. There is light at the end of the tunnel however. At times...

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Market Analysis: A Tale of Two Markets

Wednesday, August 24, 2016

The UK residential property market continues to confound the analysts, as sales and prices hold up relatively well in the first full month after the Brexit referendum. The last four weeks saw a 1.2% (£3,600) fall in...

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Longer Mortgage Terms

Friday, August 12, 2016

With increasing house prices, higher deposit requirements and stricter affordability tests, it is no surprise that First-Time Buyers are choosing to take their mortgages over a longer period of time. Loans have...

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Brexit: Where next for the housing market?

Wednesday, August 3, 2016

Brexit is now over four weeks’ past, yet the residential property market is still searching for its mojo. Since the historic vote, Theresa May was appointed PM ahead of expectations, England appointed a new...

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Cycle-Friendly UK Cities

Monday, July 25, 2016

City living and city cycling go hand-in-hand. Choosing cycling over driving will not only reduce your carbon footprint but you will also arrive to work energetic and carefree, having avoided that frustrating peak hour’s...

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95% loan-to-value mortgages improve

Friday, July 15, 2016

  For today’s First Time Buyers, one of the biggest challenges involved in trying to get a foot on that elusive property ladder is raising the deposit. With house prices seemingly on the increase all the...

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Brexit: The Aftermath

Monday, July 11, 2016

Two weeks on, and the world (or at least the UK) seems to be getting to grips with the implications of our historic vote. The trains and buses are running as usual, cash dispensers are still working, and some of the frankly...

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How to Value your Estate Agent

Friday, July 1, 2016

  After some extraordinary recent market valuations, some financial analysts, such as Jefferies, the firm that advised Zoopla on their flotation, have warned that online estate agent Purplebricks is set to...

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Why 95% of home-owners still use the traditional estate agents

Friday, June 17, 2016

Currently, the broadcast media are awash with new models that claim to sell your house for a fraction of the costs that you might pay using a more established route to market – such as an independent, bricks and mortar,...

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We are required by law to conduct anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal who will contact you once you have agreed to instruct us in your sale or had an offer accepted on a property you wish to buy. The cost of these checks is £60 (incl. VAT), which covers the cost of obtaining relevant data and any manual checks and monitoring which might be required. This fee will need to be paid by you in advance of us publishing your property (in the case of a vendor) or issuing a memorandum of sale (in the case of a buyer), directly to Lifetime Legal, and is non-refundable. We will receive some of the fee taken by Lifetime Legal to compensate for its role in the provision of these checks.