Guide to new homes and buying off-plan

Posted on: Friday, October 17, 2025


Thinking about a new build or off-plan home? Modern properties offer convenience, customisation, and peace of mind, but knowing what to watch out for makes all the difference. Here's our top tips for making smart decisions when buying new build and off-plan properties. 

Personalise carefully

New builds and off-plan homes let you choose finishes and upgrades, creating a home that fits your style. But remember: the show home may differ from your plot, so check floorplans and visit if you can.

Understand costs upfront

You may pay less off-plan, but be aware of hidden costs like flooring or optional extras. Only pay your full deposit once the property meets agreed standards.

Research your development

Check the builder’s reputation, visit previous sites, and ask about future plans nearby. That “perfect view” might not stay perfect if new buildings are planned.

Secure the deal

Off-plan purchases allow you to lock in prices early and benefit from potential capital growth. Just be prepared to exchange quickly and commit your deposit.

Plan for timing

Completion dates can be uncertain. Make sure your mortgage is valid for the possible wait, and plan for temporary accommodation if needed.

Ask questions and negotiate

Discuss finishes, upgrades, and warranties. Most new builds include a 10-year guarantee — confirm the details and see what’s flexible in your package.

New build and off-plan homes offer modern standards, the chance to personalise your space, and the reassurance of warranties and fixed prices. However, it’s important to plan carefully, research your development, and understand timing and costs before committing. By asking the right questions, checking the details, and preparing for potential delays, you can navigate the process with confidence and find a home that truly suits your lifestyle.

We are required by law to conduct anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal who will contact you once you have agreed to instruct us in your sale or had an offer accepted on a property you wish to buy. The cost of these checks is £60 (incl. VAT), which covers the cost of obtaining relevant data and any manual checks and monitoring which might be required. This fee will need to be paid by you in advance of us publishing your property (in the case of a vendor) or issuing a memorandum of sale (in the case of a buyer), directly to Lifetime Legal, and is non-refundable. We will receive some of the fee taken by Lifetime Legal to compensate for its role in the provision of these checks.